Belize: Your Guide To Moving Right Now

Belize is a popular destination for expats from the US, Canada, the UK, and Europe. It's easy to see why: the country has stunning natural scenery, friendly people, and a relaxed way of life. As a former British colony, Belize is the only country in Central America with English as its official language, making it an attractive prospect for expats who don't fancy learning a new language.

Belize also makes it relatively easy for expats to enter the country and put down roots. One popular option is the Belize Qualified Retirement Program (QRP), which lets anyone over the age of 35 (or 40, according to some sources) who can prove a regular income of at least $24,000 per year settle on a long-term basis. Under the QRP, you can also settle in Belize with your dependents, who have the right to earn and invest in the country.

However, there are some cons to consider before making the move. Belize has a high overall crime rate, with some areas that can be particularly risky. The police have limited resources, which can make it hard to report or follow up on crimes. Healthcare is also limited, with advanced medical care unavailable in many parts of the country.

Belize's weather

Belize has a tropical climate, with very hot and humid weather. The country experiences a rainy season from May to November and a dry season from February to May. The country is also known for its sub-tropical climate, averaging 84 degrees Fahrenheit year-round. The weather is typically warm and sunny, with occasional isolated thunderstorms and showers.

Belize's hurricane season runs from June to November, with rainfall expected during these months. However, in recent years, the rainy season has seen drier spells than usual, and the rainfall does not always result in flash floods and landslides. The country is not exposed to tornadoes or tsunamis, making it a relatively safe place to build a home.

The weather in Belize is ideal for outdoor activities such as hiking, bird-watching, zip-lining, diving, snorkelling, fishing, kayaking, sailing, and surfing. The country's diverse natural attractions, including its beaches, mountains, rivers, and rainforests, offer something for everyone. The temperature rarely drops below 20 degrees Fahrenheit, so you can ditch your long jeans and thick coats! Instead, pack your sleeveless shirts, shorts, and slippers for a comfortable and enjoyable stay in Belize.

The country's proximity to the USA and Canada, as well as its direct flights from major cities, make it an attractive destination for those looking to relocate or retire. Belize's laid-back Caribbean lifestyle, favourable climate, and cultural diversity add to its appeal.

Belize's healthcare system

The Ministry of Health (MoH) is the government agency responsible for overseeing the entire health sector and is also the largest provider of public health services in Belize. The MoH offers affordable care to a majority of Belizeans with a strong focus on providing quality healthcare through a range of public programs and institutions. The private health sector, on the other hand, provides care to a smaller portion of the population but at a relatively low cost and with a shared emphasis on quality care and quality improvement.

There are only eight major public hospitals and around 60 public clinics in Belize. The public hospitals include the Karl Heusner Memorial Hospital (KHMH), the Southern Regional Hospital in Dangriga, the Northern Regional Hospital in Orange Walk Town, and the Western Regional Hospital in Belmopan. The public clinics include the polyclinic on Ambergris Caye, which offers 24-hour care with a doctor on call.

The private hospitals in Belize include Belize Medical Associates, Healthcare Partners, La Loma Luz Hospital, and Universal Health Services. There are also over 50 for-profit clinics and four nonprofit clinics spread throughout the country.

The standard of healthcare in Belize is generally considered poor, and the country lacks specialized physicians and staff, better equipment, and more healthcare facilities. However, Belize has dedicated, caring doctors who offer personal attention to their patients.

Expats in Belize are advised to obtain international health insurance that covers the cost of medical treatment in the country and/or the cost of flying home or to a neighbouring country for emergency treatment. Some recommended companies offering international health insurance plans include Cigna Global, Bupa/IHI, International Medical Group, and Allianz International.

Some common health issues in Belize include malaria, dengue fever, gastroenteritis, cholera, and HIV/AIDS. Expats are advised to get necessary vaccinations and take precautions to protect themselves from these diseases.

Belize's safety

Belize is a relatively safe country to visit and live in, but it is important to take certain precautions and be aware of potential risks. Here are some key points regarding safety in Belize:

Crime

Belize has a high level of violent crime, including sexual assault, home invasions, armed robberies, and murder, which can occur even during daylight hours and in tourist areas. Gang-related activities and drug trade contribute to the crime rate, especially in Belize City, specifically the Southside of Belize City. It is recommended to exercise caution and be vigilant, especially when visiting banks or ATMs, and to avoid walking or driving at night. Tourists are not usually targeted, but it is advised to remain aware of your surroundings and avoid displaying signs of wealth.

Police Response

The local police in Belize may lack the necessary resources and training to respond effectively to serious criminal incidents. The conviction rate is low, and many crimes remain unresolved and unprosecuted.

Transportation

When using transportation in Belize, it is advised to take taxis instead of walking, especially at night and in unfamiliar areas. Avoid using public buses and taxis as they are considered unsafe. If you must use a taxi, take precautions such as noting the driver's name and plate number and negotiating the fare beforehand. Water taxis are commonly used for travel between the cayes and the mainland, but it is important to ensure the presence of appropriate safety equipment and life jackets.

Scams and Theft

Petty crime, such as pickpocketing and purse snatching, is common in Belize, and criminals often target tourists, even at resorts. Be cautious when using debit or credit cards, and avoid carrying large amounts of cash. Keep your belongings secure and out of sight, especially when leaving them unattended.

Natural Disasters

Belize is prone to hurricanes and severe storms during the hurricane season, which typically lasts from mid-May to the end of November. Heavy rains during the rainy season can also lead to seasonal flooding and dangerous landslides. It is important to stay informed about weather conditions and follow the advice of local authorities during these periods.

Health and Medical Care

The quality of healthcare in Belize varies, with private hospitals in Belize City generally providing better services than underequipped medical facilities in other areas. It is recommended to obtain travel insurance that covers medical evacuation and hospital stays.

COVID-19

Belize has COVID-19-related restrictions and guidelines in place, which should be followed by travellers. It is recommended to get vaccinated and take necessary precautions to reduce the risk of infection.

Other Considerations

Belize has a relaxed and laid-back culture, and it is important to respect the local customs and traditions. Women travelling alone may experience some forms of harassment and verbal abuse, and LGBTQI+ persons should carefully consider the risks before travelling, as homosexuality is not widely socially accepted.

Belize's cost of living

Belize is not the cheapest country to live in, but expats and retirees say they live comfortably. The cost of living is still low compared to the US (or even other Caribbean destinations).

The cost of living depends on your lifestyle. If you live like a local, eating the same food and using public transport, you can get by on a few hundred dollars per month. However, if you live a more luxurious lifestyle, with air conditioning and imported goods, it can cost more than back home.

One of the most significant expenses in any budget is housing. Belize offers a wide range of housing options, from remote farms to island getaways or expat communities. Property prices vary, with the highest prices in Belize City, Ambergris Caye, and Placencia, and the lowest in remote rural areas. A one-bedroom apartment in the city centre will cost you around $1,000 per month, while a luxury home on the beach can be upwards of $500,000.

The cost of utilities is also something to consider. Electricity is quite expensive, but water, cooking gas, phone, and internet are more reasonable. Phone plans with 8GB of data cost around $28 per month, while internet plans range from $25 for 20 Mbps to $100 for 150 Mbps.

Food is another essential expense. While local produce is cheap, the cost of imported goods is high, and many people shop across the border in Mexico or Guatemala. Eating out will also put a dent in your budget, with dinner at a local restaurant costing around $15-$25.

Transportation costs depend on your location and lifestyle. Gas is expensive, about two to two-and-a-half times the price in the US. If you live in a popular expat community, you may be able to walk or use a golf cart to get around. Otherwise, you may need a car, and repairs can be challenging to come by.

Healthcare costs are generally lower than in the US, and many people choose to pay out of pocket. A local "urgent care" visit might cost $25, while lab work will cost around $200. For more advanced medical care, many people travel to Mexico or their home country.

Overall, the cost of living in Belize can be manageable, especially if you are willing to live simply and adapt to the local culture.

Belize's visa requirements

Visa Exemption for Short Stays:

Visitors from specific countries, including the United States, Canada, and several European countries, are exempt from obtaining a visa for stays of up to 30 days. However, they must have a valid multiple-entry visa or Permanent Residence Card from their country.

Tourist Visa for Longer Stays:

If you plan to stay in Belize for more than 30 days, you need to obtain a "Belize Visitor's Permit Extension." This extension can be obtained by visiting a local immigration office and paying the required fees.

Visa Requirements for Sponsored Visits:

• If you are being sponsored by a resident of Belize, you must provide the following documents:
• A letter of financial support signed by a Justice of the Peace, accompanied by a Belize postage stamp.
• Your sponsor's identification and proof of kinship, such as a birth certificate or marriage certificate.
• An invitation letter stating the purpose and duration of your visit and your relationship with the sponsor.
• Employment letters and banking financials for both you and your sponsor.

General Visa Requirements:

• A completed application form.
• A valid passport with a validity of more than six months.
• A flight itinerary showing your expected arrival and return/departure dates.
• Proof of sufficient funds to cover your stay.

Additional Requirements for Minors:

• Minors travelling with their parents may be required to present birth certificates.
• Minors travelling without both parents may need documentation such as notarized letters, custody decrees, or death certificates to establish parental consent.

COVID-19 Related Requirements:

Check for any COVID-19 related requirements, such as vaccination certificates or negative test results, before planning your travel.

Please note that visa requirements may change, so it is always recommended to check the official website of the Belize Immigration Department or consult with the nearest Belize embassy or consulate for the most up-to-date information.

Frequently asked questions