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If you're looking to exchange currency in New Brunswick, Canada, there are a few options available to you. One option is to visit a bank or use an ATM, as suggested by a user on TripAdvisor. Another option is to use a credit card, as merchants across Canada accept these. Additionally, some stores may accept US dollars, although the exchange rate may not be favourable. It is also worth checking with your bank or credit card provider, as they may offer better rates than a currency exchange centre.
| Characteristics | Values |
|---|---|
| Currency exchange at the border | There is a visitor center on the Canadian side of the Houlton Border with an ATM or currency exchange desk |
| Getting cash | Cash machines are everywhere in Canada, and most US bank cards should work |
| Using credit cards | Merchants across Canada accept credit cards |
What You'll Learn
Currency exchange at the Houlton Border
If you're crossing into New Brunswick, Canada, at the Houlton border, there are a few options for exchanging currency. One option is to use an ATM, as cash machines are readily available in Canada and most US bank cards should work. You can also use a credit card for most purchases, which may offer a better exchange rate than a currency exchange centre.
If you prefer to exchange currency in person, there is a visitor centre on the Canadian side of the Houlton border crossing that has an ATM and a currency exchange desk. Additionally, Currency Exchange International (CXI) has a location in Houlton, Maine, where you can exchange over 80 different currencies. They offer better exchange rates than local banks and airport exchange rates, and they have a Best Rate Guarantee.
It's worth noting that some businesses in New Brunswick, such as Irving gas stations, will accept US dollars, but the exchange rate may not be favourable. It's recommended to research the current exchange rates and plan accordingly.
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Using a bank's ATM for currency exchange
Research and Prepare
Before your trip, contact your bank to ensure your debit or credit card can be used internationally. Confirm that your card is compatible with major credit card operators such as Visa, MasterCard, Plus, or Cirrus, or local banking operators in your destination country. It's also a good idea to let your bank know about your travel plans to avoid any suspicious activity flags when using ATMs abroad.
Compare Exchange Rates
When exchanging currency, it's important to compare exchange rates to ensure you're getting a fair deal. Use a trusted source, such as Reuters, to check the current exchange rates before your trip. This way, you can make an informed decision when comparing rates at different ATMs.
Understand ATM Fees
Most bank ATMs charge fees for using their machines, especially if you're not a customer of that bank. These fees can include international or transaction ATM fees, conversion charges, and poor exchange rates. To avoid unnecessary costs, do your research on the different types of fees charged by various ATMs. Some banks may also have partnerships with foreign banks, allowing you to use their ATMs with reduced or waived fees.
Withdraw Strategically
When withdrawing cash from ATMs, consider withdrawing larger amounts less frequently to minimise the impact of per-transaction fees. Additionally, try to use ATMs from major banks or post offices, as smaller banks and independently owned ATMs may have higher surcharges. If you have access to a credit union, consider using their ATMs, as they typically have lower international transaction fees.
Be Aware of Security
When travelling, it's important to be cautious and aware of your surroundings, especially when using ATMs. Avoid isolated or exposed ATMs, and opt for those located in bank lobbies or well-trafficked public places to reduce the risk of theft or robbery.
By following these guidelines, you can effectively use a bank's ATM for currency exchange when visiting New Brunswick, Canada, ensuring a safe and cost-effective way to access local currency during your trip.
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Using a credit card for most purchases
While travelling, it is generally a good idea to use a credit card for most purchases. Credit cards are widely accepted by merchants in Canada, and they offer a level of safety and convenience that cash cannot. In addition, using a credit card makes it easier to dispute charges with unscrupulous merchants, as you can enlist the help of your credit card company.
When travelling, it is recommended to carry a small amount of cash for small purchases or emergencies, but using a credit card for most purchases is a safer option. This way, you avoid carrying large sums of money and reduce the risk of theft or loss. Credit cards also offer the convenience of not having to worry about exchanging currency, as you can simply charge your purchases in the local currency and let your credit card company handle the currency conversion.
Additionally, using a credit card can help you build your credit score and improve your credit history. However, it is important to be mindful of your spending and only charge what you can afford to pay off in full each month. Paying interest on your credit card balance can negate the benefits of earning rewards points or miles.
When choosing a credit card for travel, consider cards that offer higher reward rates on travel purchases, such as the Chase Sapphire Preferred Card or the Capital One Venture Rewards Credit Card. These cards often include benefits such as travel insurance, priority boarding, or airport lounge access. It is also essential to understand the terms and conditions of your credit card, as some cards may have restrictions on which purchases qualify as travel expenses.
In summary, using a credit card for most purchases while travelling is a safe and convenient option that can also help you build your credit score. Just be mindful of your spending and choose a card that offers rewards and benefits that align with your travel needs.
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Irving gas stations accepting US dollars
If you're looking to exchange currency in New Brunswick, Canada, you have a few options. One option is to visit a bank or credit union, which often offer competitive exchange rates. You can also find currency exchange kiosks or desks at airports, train stations, or other tourist areas. Additionally, some retailers and gas stations may accept US dollars, but the exchange rate may not be as favourable.
Speaking of gas stations, Irving Oil is a Canadian privately-owned company that operates a large network of gas stations and related businesses across the country. Founded in 1924 by Canadian oil baron Kenneth "K.C." Irving, the company has a rich history in the region. Irving Oil operates Canada's largest refinery in Saint John, New Brunswick, as well as a fleet of oil tankers, real estate holdings, and other assets.
When it comes to Irving gas stations accepting US dollars, it's important to note that while some stations may accept US currency, the exchange rate may not be favourable. In a forum post, a traveller mentioned that Irving gas stations will accept US dollars but warned of a poor exchange rate. This is a common practice at many businesses along borders or in tourist areas, where accepting multiple currencies can be convenient for customers but may come with less favourable exchange rates.
While Irving Oil does offer an Irving Rewards program with various benefits and discounts, there is no specific mention of currency exchange rates or accepting US dollars as part of this program. The program focuses primarily on fuel discounts, rewards, and partnerships with other brands.
In summary, while Irving gas stations may accept US dollars, it's important to be aware of the potential for unfavourable exchange rates. For more favourable rates, it is recommended to use a bank or credit union, or a dedicated currency exchange service, particularly for exchanging larger amounts of currency.
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TD Bank ATMs in New Brunswick
TD Bank has a presence in New Brunswick, Canada, with 43 Toronto-Dominion branch and ATM locations across the region. These ATMs can be used for currency exchange.
Fredericton
- 1211 Prospect St, Fredericton, NB, E3B3B9
- 77 Westmorland St, Fredericton, NB, E3B6Z3
Moncton
- 860 Main St, Moncton, NB, E1C1G2
- 930 Mountain Rd, Moncton, NB, E1C8K9
Dieppe
- 525 Regis St, Dieppe, NB, E1A1Y2
- ULTRAMAR-157 Champlain St, Dieppe, NB, E1A1N5
Riverview
- 502 Coverdale Road, Riverview, NB, E1B3K4
- ULTRAMAR-270 Coverdale Rd, Riverview, NB, E1B3J2
Campbellton
123 Water Street, Campbellton, NB, E3N1B2
Saint John
- 44 Chipman Hill, Saint John, NB, E2L2A9
- 10 East Point Way, Saint John, NB, E2J0H5
Quispamsis
184 Hampton Rd P.O.BOX 21012, Quispamsis, NB, E2E4Z4
Woodstock
685 Main St, Woodstock, NB, E7M2E1
Bathurst
117 Main St, Bathurst, NB, E2A1A6
Sussex
620 Main St, Sussex, NB, E4E5L4
Miramichi
360 Pleasant St P.O.BOX 513, Miramichi, NB, E1V3M6
Edmundston
14 Court Street, Edmundston, NB, E3V1S2
Nashwaaksis
NASHWAAKSIS PL-269 MAIN ST, Nashwaaksis, NB, E3A1E1
Hartland
VALUE FOOD-550 MAIN ST, Hartland, NB, E7P2N5
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Frequently asked questions
There are several options for exchanging currency in New Brunswick, Canada. You can use a currency exchange service such as CanAm Currency Exchange, or you can withdraw money from an ATM, which can be found throughout Canada. You can also use your bank card to make purchases or withdrawals, but be aware of any associated fees.
Currency exchange services often offer better exchange rates than banks and may not charge additional fees for their services. They can also provide convenience and security by allowing you to exchange and withdraw money in one location.
It's important to do your research when choosing a currency exchange service, as some may charge hidden fees or offer less favourable exchange rates than other options. Additionally, you may need to order your currency in advance, as some services may not have certain currencies readily available.
Using your bank card or withdrawing local currency from an ATM can be a convenient and secure way to access money during your travels. It eliminates the need to carry large amounts of cash and allows you to take advantage of your bank's exchange rates, which may be more competitive than those offered by currency exchange services.
When using your bank card or withdrawing cash from ATMs, be mindful of any additional fees, such as international exchange fees or ATM charges. These fees can add up, especially if you make frequent transactions. Additionally, it's important to ensure that your bank card is widely accepted at your destination, as some cards may have limited usability in certain countries.
