Bank Of America In Vienna, Austria: Yes Or No?

If you're looking for a Bank of America branch in Vienna, Austria, you're out of luck. However, there are a number of other banks and ATMs available in the city. While Bank of America does have an alliance with Deutsche Bank, it appears that this only applies to ATMs in Germany. When using ATMs in Austria, you may be charged a fee by your card issuer, so be sure to check the terms and conditions before your trip. It's also worth noting that most ATMs in Austria are located inside or outside of real banks, and some SPAR supermarkets also have ATMs.

Bank of America ATM alliances in Austria/Vienna

Bank of America has a Global ATM Alliance with other banks in Europe that allows customers to avoid a $5 fee when using their ATMs. These banks include Barclays in the UK, BNP Paribas in France, BNL in Italy, Deutsche Bank in Germany, and UkrSibbank in Ukraine. However, Bank of America charges a 3% "international transaction fee" for converting currencies, which is not waived under the Global ATM Alliance.

In Vienna, Austria, there are no American retail banks or Deutsche Bank locations. ATMs in Austria do not typically charge an on-site withdrawal fee, except for a small number of ATMs belonging to the Euronet Group. These ATMs can usually be found in tourist areas. To avoid these fees, it is recommended to use ATMs located at real banks.

Vienna ATMs and foreign transaction fees

When travelling, it's always a good idea to be aware of the potential fees you may encounter when using ATMs and making card transactions. Here is some information about using ATMs and foreign transaction fees in Vienna, Austria.

ATM Fees

Generally, major banks in Vienna do not charge ATM fees to foreigners. However, privately-operated ATMs, such as Euronet ATMs, may charge high fees for cash withdrawals. According to some sources, Euronet ATMs are considered a "scam" and should be avoided. By law, the ATM should inform you of any charges before you proceed with the transaction, giving you the option to cancel.

ATMs are widely available in Vienna, and you can use Google Maps to find the nearest one to you. It is also worth noting that most card terminals in shops and restaurants in Vienna accept Google Pay or Apple Pay.

Foreign Transaction Fees

If you are visiting from a country that does not use the Euro, you will need to consider the exchange rate and potential foreign transaction fees charged by your bank. The Euro is the only accepted currency for cash transactions in Vienna, and it is recommended to use credit cards for most purchases to avoid carrying large amounts of cash.

It is advised to check the foreign transaction fees charged by your bank before travelling. When using your card in Vienna, you will usually be given the option to pay in Euros or your card's currency. It is recommended to choose the Euro option, as your bank will likely offer a more favourable exchange rate.

Additionally, some card providers may consider ATM withdrawals as a cash advance and charge interest immediately. Therefore, it is important to understand the fees and limits associated with your card before using ATMs in Vienna.

Vienna ATMs and local bank charges

There are no Bank of America branches in Vienna, Austria. However, there are several other banks and ATM ("Bankomat") options available.

ATMs in Austria do not typically charge an on-site withdrawal fee, except for a very small number of ATMs belonging to the Euronet Group, which are mostly found in tourist areas. However, your card issuer may charge withdrawal fees, so be sure to check the terms and conditions of your card before travelling.

To avoid Euronet Group ATMs, you can use ATMs located at real banks, either inside or outside the building. Some SPAR supermarkets also have ATMs inside.

If you are looking for an American bank with minimal ATM withdrawal fees in Vienna, Charles Schwab offers a checking account with no ATM fees worldwide. Capital One is another option, as they do not charge processing or transaction fees.

It is recommended that you notify your bank of your travel plans and check the maximum withdrawal amount per transaction or day. This will help ensure that your card is not blocked due to suspicious activity.

Additionally, consider using a credit card that offers no foreign transaction fees, such as certain cards from Capital One and Credit Unions.

• Allianz Investmentbank
• Austrian AAB Bank AG
• Bank Austria Wohnbaubank AG
• Bank für Tirol und Vorarlberg
• Bankhaus Carl Spängler & Co
• Bankhaus Krentschker & Co
• Bankhaus Schelhammer & Schattera
• Bausparkasse der österreichischen Sparkassen
• Bausparkasse Wüstenrot
• BAWAG P.S.K. Wohnbaubank
• Capital Bank International-GRAWE Group
• Card complete Service Bank
• Commerzbank (Schweiz) Private Banking
• Commerzialbank Mattersburg im Burgenland
• Credit Suisse (Luxembourg)
• Deutsche Bank AG Filiale Wien
• DolomitenBank Osttirol-Westkärnten
• Erste Bank der Österreichischen Sparkassen
• European American Investment Bank
• FIL Fondsbank GmbH (Wien)
• Hellobank BNP Paribas Austria
• HYPO NOE Landesbank für Niederösterreich und Wien
• Hypo Vorarlberg Bank
• HYPO-BANK BURGENLAND
• Kathrein & Co. Privatgeschäftsbank
• Kommunalkredit Austria
• Landes-Hypothekenbank Steiermark
• Liechtensteinische Landesbank (Österreich)
• Mercedes-Benz Bank GmbH
• Mizuho Bank Europe NV
• Oberösterreichische Landesbank AG
• Österreichische Entwicklungsbank AG
• Österreichische Kontrollbank
• Österreichische Nationalbank
• Österreichische Ärzte- und Apothekerbank
• Österreichische Verkehrskreditbank
• Posojilnica Bank eGen
• PSA Bank Österreich
• Raiffeisen Bank International
• Raiffeisen Bausparkasse
• Raiffeisen Centrobank AG
• Raiffeisen Wohnbaubank AG
• Raiffeisen-Landesbank Steiermark AG
• Raiffeisen Landesbank Tirol
• Raiffeisenlandesbank Burgenland und Revisionsverband eGen
• Raiffeisenlandesbank Kärnten
• Raiffeisenlandesbank Niederösterreich-Wien
• Raiffeisenlandesbank Oberösterreich
• Raiffeisenlandesbank Vorarlberg
• Raiffeisenverband Salzburg eGen
• SALZBURGER LANDES-HYPOTHEKENBANK AG
• Santander Consumer Bank GmbH
• Sberbank Europe Group
• Société Générale Zweigniederlassung Wien
• Standard Chartered Bank (Wien)
• Start:bausparkasse AG
• State Street Bank International GmbH Filiale Wien
• Svenska Handelsbanken
• TeamBank Österreich
• UBS Europe SE (Österreich)
• UniCredit Bank AG (Wien)
• Vakifbank International
• Volksbank Kärnten eG
• Volksbank Niederösterreich AG
• Volksbank Oberösterreich AG
• Volksbank Raiffeisenbank Oberbayern Südost eG (Salzburg)
• Volksbank Salzburg eG
• Volksbank Steiermark AG
• VOLKSBANK VORARLBERG e. Gen.
• VTB Bank (Europe) SE (Wien)
• Walser Privatbank AG
• Western Union International Bank
• Wiener Privatbank Immobilieninvest
• Zürcher Kantonalbank Österreich AG
• 3-Banken Wohnbaubank AG
• Bank Vontobel Österreich
• Dexia Kommunalkredit Bank
• Hypo Alpe Adria Bank International
• Internationale Bank für Außenhandel
• Intesa Sanpaolo S.p.a.
• Joh. Berenberg, Gossler & Co. KG
• Liechtensteinische Landesbank (Österreich)
• Macquarie Bank International
• Mezzanin Finanzierungs AG
• Österreichische Hotel- und Tourismusbank GmbH
• Österreichische Exportfonds GmbH
• Raiffeisen-Leasing Bank AG
• Raiffeisen Zentralbank
• Sparkasse Allgäu Hauptzweigstelle Riezlern
• The Royal Bank of Scotland plc. Filliale Wien

Vienna ATMs and card acceptance

Vienna, Austria, does not have any American retail banks or Deutsche Bank branches. However, you can use your Mastercard at several ATMs in Austria. These include machines located at SPAR supermarkets and some banks.

ATMs in Austria, also known as Bankomats, do not typically charge on-site withdrawal fees, except for a small number of Euronet Group ATMs. However, your card issuer may charge withdrawal fees, so be sure to check the terms and conditions of your card before travelling.

To avoid Euronet Group ATMs, which typically charge a withdrawal fee, stick to Bankomats located inside or outside real banks. Euronet Group ATMs can usually be found in tourist areas and are identifiable by an emblem on the device or a message on the screen.

It is recommended that you notify your bank of your travel plans and check your maximum withdrawal amount before travelling.

Vienna ATMs and Euronet Group

Vienna is part of the European Union and the Eurozone, so the official currency is the Euro. It is recommended to use credit cards to pay expenses during your stay in Vienna. However, for minor expenses such as buying street food or small souvenirs, you should withdraw small amounts of cash as needed from local ATM machines.

There are ATMs and banks on almost every corner in Vienna, and cash withdrawals are made in Euros, with a fee. Major banks don't usually charge ATM fees to foreigners, but privately-operated ATMs may sometimes charge high fees. An example of this is Euronet ATMs. However, the machine should inform you of any charges before you commit to the transaction, giving you the option to cancel.

Euronet Worldwide is an American provider of global electronic payment services, founded in 1994 and headquartered in Leawood, Kansas. It offers automated teller machines (ATMs), point-of-sale (POS) services, credit/debit card services, currency exchange, and other electronic financial services and payments software. As of 2019, Euronet services 50,000 ATMs and 330,000 EFT point-of-sale terminals across 170 countries.

In Vienna, Euronet ATMs can be identified by an emblem on the device or by the company's name appearing on the screen. These ATMs are usually found in tourist areas. It is recommended to avoid them by using ATMs located at real banks, either inside or outside.

Frequently asked questions