Living Comfortably In Australia On A $35,000 Salary

is 35000 a good salary in australia

Australia has a solid macroeconomic position and an impressive standard of living, with the average salary in the country being well above the global average. The average gross salary in Australia is A$100,000 per year, or A$1,923.40 per week. The median salary, which is a more accurate reflection of what a typical worker in Australia earns, was A$65,000 in 2024. Given this information, is a salary of 35,000 a year good?

Characteristics Values
Annual salary $35,000
Hourly rate $18
Average salary in Australia $65,000-$100,000
Average salary in Sydney $83,000
Average salary in Melbourne $78,000
Average salary in Queensland Below average
Average salary in Northern Territory Below average
Average salary in New South Wales Above average
Average salary in Victoria Above average
Average salary in ACT $103,080
Average salary in South Australia $84,390
Minimum wage $812.60 per week
Median wage $1,200 per week
Median hourly wage $36
Average wage in private sector $1,725 per week
Average wage in public sector $1,936 per week
Average wage for full-time workers $1,769.80 per week

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Cost of living in Australia

The cost of living in Australia varies significantly depending on location, lifestyle, and individual circumstances. Here is a breakdown of the cost of living in different cities and some key considerations.

Sydney

Sydney is consistently ranked as the most expensive city in Australia for housing and transport. The median rent for a one-bedroom apartment in the city centre is around AU$2,450 to AU$2,750 per month, with rental prices in some areas being 36% higher than in other major cities. Sydney is also 61% more expensive than Darwin, the cheapest major city for housing. Transport costs in Sydney are also high, with prices being 68% higher than in Darwin and 57% higher than in Hobart. Overall, living expenses in Sydney are estimated to be about a quarter higher than in other major cities like Melbourne and Brisbane.

Melbourne

Melbourne is the second most expensive city in Australia, with housing prices soaring in recent years. Renting a one-bedroom apartment in the city centre costs around AU$2,400 per month, and utility bills for an 85m2 apartment average $230.59 per month. Melbourne is rated 12.4% less expensive than Sydney, and rent prices are on average 29.1% lower. For a family of four, the average monthly cost without rent is $5,756.50.

Brisbane

Brisbane is noted to be 15.2% less expensive than Sydney, with rental prices being 31% cheaper. The average net salary in Brisbane is $5,964.25 per month. Renting a one-bedroom apartment in the city centre costs around $2,354.82 per month, and utility bills for an 85m2 apartment average $206.37 per month.

Perth

Perth is approximately 14% less expensive than Sydney, with rent prices being on average 32.7% lower. Monthly expenses for a family of four are roughly $5,513.50 without rent or $1,536.70 for a single person.

Other Considerations

  • Childcare and education: Childcare costs in Australia can be significant, ranging from AU$50 to AU$200 per day depending on the type of care and location. The cost of education can add up to AU$7,500 annually per child.
  • Utilities: Utility costs in Australia can be high. For an 85m2 apartment, the average cost of basic utilities is approximately AU$307.20 per month, including electricity, heating, cooling, water, and garbage.
  • Food: Food costs are also high in Australia. Cooking at home and limiting dining out can help reduce monthly expenses.
  • Income variation: The average salary varies across Australia, with higher salaries in states with higher living costs. For example, the average annual income in the ACT is $103,080, while in South Australia, it is $84,390.
  • Gender wage gap: It is important to note that there is a significant gender wage gap in Australia, with men earning on average 14.1% more than women across industries.

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Average salary in Australia

The average salary in Australia varies depending on factors such as location, industry, gender, and level of education.

In 2024, the gross average salary in Australia was around AU$100,000 per year or AU$1,923.40 per week. This equates to approximately €64,516 or US$68,000 annually. The median salary in Australia for that year was close to AU$65,000, or roughly US$44,000. The median salary is likely a more accurate reflection of what a typical worker in Australia earns.

The average salary in Australia for 2025 is AU$7,600 per month or AU$88,991 per year. This is approximately US$4955 per month or US$58,026 per year. The minimum wage in Australia in 2025 is AU$24.10 per hour or AU$915.90 per week for those working 38 hours, which is the minimum for full-time employment. This amounts to a total annual salary of AU$47,626 for full-time workers.

The average salary varies across different states in Australia. For example, the average annual income for residents in the ACT, where Canberra's public employees work, is AU$103,080. This is about AU$19,000 higher than the average annual earnings in South Australia, which is AU$84,390. Queensland and the Northern Territory are close to the national average, while New South Wales and Victoria fall below it.

The level of education also impacts salary levels in Australia. Employees with a certificate or diploma earn on average 17% more than those who only completed high school. Bachelor's degree holders or those with a certificate IV earn around 24% more than those with a certificate or diploma. Professionals with a Master's Degree earn about 29% more than Bachelor's degree holders, while Ph.D. graduates earn 23% more than Master's degree holders.

Additionally, employees with more experience tend to earn higher salaries. Those with two to five years of experience earn 32% more than newcomers, while employees with over five years of experience earn 36% more than those with less than five years of experience. Workers with ten years of experience earn 21% more than those with less than ten years of experience.

The cost of living in major Australian cities is relatively high, so the definition of a "good salary" depends on location and lifestyle. While AU$75,000, close to the 2024 median salary, may have been considered acceptable in the past, many Australians now believe that AU$100,000 is necessary for stability, especially in expensive cities like Sydney. In rural areas, AU$100,000 allows for a more comfortable lifestyle, as housing costs are less of a burden. Many Australians consider AU$120,000 to be the ideal salary for achieving a good quality of life anywhere in the country.

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Salary expectations based on experience

Salary expectations can be a tricky topic, especially for those new to the workforce. It is important to do your research and know your worth. Consider factors such as your experience, qualifications, skills, demand for your role, industry trends, and the cost of living in your desired location.

If you are just starting, a reasonable salary expectation in Australia is between $4,000 and $5,000 per month, or $48,000 to $60,000 annually. This range can serve as a benchmark, and you can adjust your expectations based on your specific circumstances and the industry you are entering.

As you gain more experience and expertise in your field, your salary expectations can increase accordingly. For example, professionals with years of experience in competitive industries should aim for salaries above $120,000 annually. The median salary in Australia is $72,000 per year, so you can use this as a reference point and strive for a wage that is at least close to this amount.

When negotiating your salary, it is essential to demonstrate your value to the company. Highlight your skills, expertise, and the unique contributions you can bring to the role. You can also leverage industry knowledge and connections to strengthen your position. Remember that salary packages may include additional benefits like superannuation, leave entitlements, allowances, or bonuses, so consider the overall value of the compensation package when evaluating your expectations.

Additionally, don't be afraid to ask the recruiter about the salary range they have in mind for the role. This can give you a better understanding of their budget and help you determine if your expectations align with their offerings. It's also beneficial to research real job advertisements and salary surveys to identify the average salary range for your desired role and use that as a guide when setting your expectations.

In summary, salary expectations in Australia vary based on experience, industry, and location. By conducting thorough research, understanding your value, and effectively communicating your skills and expertise, you can confidently negotiate a salary that reflects your experience and aligns with your career goals.

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Salary expectations based on industry

Salary expectations in Australia vary across different industries and are influenced by factors such as location, years of experience, education, job title, and gender. Here is an overview of salary expectations in various sectors:

Mining Industry

The mining industry in Australia has experienced significant growth due to increased iron ore prices. It is one of the top-paying industries in the country. The median weekly earnings in the mining industry were reported as $2,593 per week in August 2024, with men earning $444 more on average than women.

Construction Industry

The construction industry contributes about 9% to Australia's GDP and is expected to have a predicted annual increase of 2.4% in the coming years. It is among the top-paying industries, with an average yearly salary of $92,029 for full-time workers. The largest yearly salary gain of 3.4% was observed in this sector, benefiting about one million Australians.

Electricity, Gas, Water, and Waste Services

This sector is undergoing a significant transition as Australia moves away from fossil fuels towards renewable energy sources like wind and solar power. While specific salary data for this industry was not found, the average salary in Australia is $88,991 AUD per year, which can be used as a reference point.

Health Care and Social Assistance

As the largest employing industry in Australia, accounting for 14.5% of the workforce, salaries vary based on specific occupations within this sector. For example, registered nurses are among the top reported occupations, with a median weekly earning of $1,509 for males and $1,130 for females.

Retail Trade

Comprising 9.1% of the workforce, the retail trade industry offers varying salaries depending on job roles and experience levels. Sales assistants are among the top reported occupations, with a median weekly earning of $1,300.

In conclusion, salary expectations in Australia differ across industries, and various factors influence compensation within each sector. It is essential to consider factors such as location, experience, and job-specific skills when determining salary expectations in any given industry.

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Salary expectations based on location

Salary expectations in Australia vary depending on location, with several factors influencing pay rates. These factors include the cost of living, the job market, and the financial stability of the company.

Metropolitan areas tend to offer more competitive salaries than suburban regions, and the average salary is generally higher in states with a higher cost of living. For example, the average annual income in the Australian Capital Territory (ACT) is $103,080, while in South Australia, it is $84,390. Queensland and the Northern Territory are close to the national average, while New South Wales and Victoria fall below it.

The industry and job role also play a significant role in salary expectations. The top five highest-paying industries in Australia include mining, where men earn $444 more per week than women on average. The public sector generally pays more than the private sector, with full-time workers in the public sector earning an average of $1,936 per week, compared to $1,725 in the private sector. Roles requiring specialised skills or extensive experience typically offer higher salaries than entry-level positions.

When considering salary expectations, it is essential to research the job market and salary ranges for similar positions in the desired location. Websites like Glassdoor and salary surveys can provide valuable information on the going rate for specific jobs in different regions. Candidates should also consider their qualifications, experience, and unique skills that may justify a higher salary. Being transparent about salary expectations during the job application process is essential, and candidates should be prepared to negotiate and compromise during salary discussions.

Frequently asked questions

Not particularly. This amount is below the median salary in Australia, which is around 65,000 AUD per year.

A salary of 100,000 AUD covers basic expenses, but many Australians believe that 120,000 AUD is the ideal salary for a good quality of life. This amount varies depending on location and lifestyle. For example, the average cost of living in Sydney is 58,000 AUD per year for a single person.

Some entry-level jobs in the retail and finance sectors may pay around 35,000 AUD.

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