Moving To Belize: A Family's Guide

Belize is a small Central American country, formerly known as British Honduras, and is a popular expat destination due to its low cost of living and high quality of life. It is a great place to raise a family, with a low crime rate and a range of outdoor activities for children. The country has a Go Slow approach to living, offering a more relaxed pace of life compared to the hustle and bustle of concrete jungles.

When relocating to Belize with children, there are a few things to consider, such as visa requirements, school options, and safe areas to live. The Belizean school system follows a British curriculum, with primary school being free and secondary school costing around $400 USD per year. There are also international schools that teach curricula from various countries, such as the US, UK, and France. These schools can be quite competitive and costly, but they offer a high standard of education.

Some of the safest areas in Belize for families include San Pedro, Placencia, and San Ignacio. These cities have large expat communities and offer a range of family-friendly activities, such as snorkelling, visiting Mayan ruins, and cave tubing. Corozal, a town on the border with Mexico, is also a great option for those on a tighter budget as it has a lower cost of living.

Overall, Belize offers a unique combination of stunning natural scenery, friendly people, and a relaxed way of life, making it an ideal destination for families looking to relocate.

Visa options for families

When relocating to Belize, it is important to understand the visa requirements for your family. As a US citizen, you can stay in Belize for up to 30 days without a visa. However, if you plan to stay longer or work, you will need to obtain the appropriate visa. Here are some options for families:

• Tourist Visa Extension: You can spend up to one month in Belize without a visa. You can then apply for a visa renewal for $25 USD, which allows you to stay for another month. This can be renewed monthly during the time you are applying for permanent residency.
• Qualified Retirement Program (QRP): This option is for anyone over the age of 45 (some sources state 35) who can prove a regular income. Dependents have the right to earn and invest in the country. The QRP offers permanent residence status, tax exemption on foreign income, and duty-free importation of personal goods.
• Non-Resident Visa: This visa is for individuals staying longer than 60 days but less than six months. It requires proof of financial means to support yourself.

To move the whole family, each dependent will need to supply the Belizean Immigration Office with application forms, police records, passport copies, birth certificates, marriage certificates, and proof of income.

It is important to consult official government sources and start the visa application process well in advance to avoid any delays or complications.

School options

The Belizean school system is based on the British curriculum, with some influence from the US academic syllabus. Primary school is free, but secondary school (high school) costs around $400 USD per year. Most schools are affiliated with a religion, and Catholic schools are noted by many expats as being particularly good. Children are required to wear uniforms, and parents are charged for these as well as for books.

Due to the influx of expatriate immigrants, the country also offers international schools that teach curricula based on those of the US, UK, France, Canada, or Australia/New Zealand. These schools are a pricier option but offer a standard of excellence that can't be beaten. Some of the most popular ones for expat families include Belize High School in Belize City, Caye Caulker Ocean Academy, QSI International School of Belize in Belmopan, and San Pedro High School on Ambergris Caye.

If you are concerned about a tough transition from your home country but don't want to homeschool, international schools are a good option. These schools typically teach in English, French, Spanish, German, or Japanese.

There are also technical training colleges in every district called Technical and Vocational Training Schools (TVTS), where students can earn Caribbean Vocational Qualifications (CVQ) that are recognised across the Caribbean.

When it comes to universities, Belize has community colleges and junior colleges. Community colleges are usually higher-level institutions attached to existing secondary schools, offering tertiary and post-high school programs. St. John's Junior Coed College in Belize City, Corozal Junior College in Corozal, and Muffles College in Orange Walk Town are some examples.

Until the 1990s, Belize did not have a true four-year university system. However, in 2000, provisions were made for the development of the University of Belize, which combines several existing educational facilities. A new private college, Galen University, is also giving the government-run University of Belize some competition. The University of the West Indies offers courses at its campus in Belize City, and several small offshore medical schools have set up base in the country.

Healthcare and safety

The healthcare system in Belize is serviced by both public and private sectors. The public system is funded by tax revenues and is generally underfunded. The private system is of higher quality, particularly for specialised care, but is more expensive. The majority of physicians in Belize speak English and Spanish.

In cities and larger towns, hospitals are of good quality and high standards. There are seven district hospitals that provide public healthcare, and three regional hospitals that offer a broader range of services. In more rural locations, smaller clinics provide primary medical and dental care, but these are poorly maintained and understaffed.

In general, the standard of medical care in Belize is lower than in EU countries and North America. In some serious cases, expats may need to be sent to the USA for treatment, which will be at the patient's cost.

The private healthcare sector is a popular choice and provides much-needed support to the public service. International insurers like Cigna offer private insurance options that cover Belize and other Latin American countries.

The public healthcare system charges nominal fees for services, while the private sector charges more for superior service. A day's stay in a private hospital costs about $200 USD, and surgeries range from $500 to $5000 USD.

Belize has a high overall crime rate, with some areas that are particularly risky. However, much of the reported crime is gang-related, and expats and visitors are more likely to be victims of petty crimes such as pickpocketing and theft. The police in Belize have limited resources, which can make it difficult to report or follow up on crimes. Expats will need to consider personal safety when choosing where to live and travel.

Belize is prone to hurricanes, and these tend to occur during the hurricane season, which is between June and November. Visitors and expats should be prepared for this and stay well-informed via updates from local authorities.

Prior to travelling, expats should visit their GP to ensure that all relevant vaccinations have been administered. Travellers are also encouraged to check official websites for current health risks and get up-to-date information on precautions to avoid contracting tropical diseases such as the Zika virus and Chikungunya virus.

Budgeting for the cost of living

The cost of living in Belize is generally low compared to the US, making it a popular destination for expats and retirees. However, the overall cost will depend on your location and lifestyle choices. Here are some key considerations for budgeting when moving to Belize with your family:

• Housing: The cost of housing in Belize is generally lower than in the US. You can choose to rent or buy property, but be aware of potential scams when purchasing real estate. Renting first can be a good option to get a sense of different neighbourhoods and property types.
• Education: The Belizean school system follows the British curriculum, with primary school being free and secondary school (high school) costing around $400 USD per year. International schools are also available, but they can be costly and competitive. Consider your preferences and budget when deciding on a location to live.
• Healthcare: Healthcare services in Belize are limited, especially in rural areas. Ensure that you have adequate health insurance and be prepared for potential medical evacuation for serious injuries or illnesses.
• Utilities: Utilities, including internet, will be a part of your monthly expenses. Research the specific costs for the area you plan to live in.
• Groceries: The cost of groceries will depend on your family's needs and dietary preferences. Some expats have noted the availability of organic and non-GMO food options as a concern.
• Transportation: Getting around in Belize can be challenging due to varying road conditions. Taxis and buses are available, but they may not have adequate safety features. If you plan to drive, be prepared for chaotic traffic conditions.
• Entertainment and Activities: Belize offers a range of family-friendly activities, such as snorkelling, exploring Mayan ruins, and visiting the beach. Factor in the cost of these activities and any associated equipment or transportation.
• Pet Care: If you're moving with pets, budget for pet care costs, including veterinary services and any required paperwork.
• Visa and Residency Costs: When applying for visas and permanent residency, there will be associated fees and costs for each family member. The Qualified Retirement Program (QRP) is a popular option for those over 45, offering residency and certain perks for dependents.
• Exchange Rate: Your money will go further in Belize due to the exchange rate. $1 USD is equivalent to $2 Belize dollars. However, an expensive lifestyle can still lead to high costs.

When budgeting for your move to Belize, consider your specific needs and preferences, and remember that costs can vary based on location and lifestyle choices. Research and plan accordingly to ensure a smooth transition to your new life in Belize.

Choosing a location

When it comes to choosing a location in Belize, there are several factors to consider, especially if you are moving with children. Here are some key points to help you decide:

• School options: The type of school you want your children to attend can be a major factor in determining your location. Belize has public schools, which are generally considered to be of high standard but follow the UK curriculum, which may make it harder for your children to reintegrate into the US system if you decide to return. There are also international schools that offer education based on the US or other curricula, but these tend to be more expensive and competitive to get into.
• Safety: While Belize has a high overall crime rate, much of the reported crime is gang-related, and expats are more likely to encounter petty crimes. When choosing a location, consider areas that are generally considered safer, such as San Pedro, Placencia, and San Ignacio, which have large expat communities. Corozal, a quiet town on the Bay of Corozal, is also known for its low cost of living and safety.
• Proximity to family: If staying connected with family is important, Belize's proximity to the USA and Canada makes it an attractive option. With direct flights from several US cities, your loved ones are just a few hours away.
• Climate and natural environment: Belize has a subtropical climate, with warm weather year-round. If you prefer a more relaxed, outdoor lifestyle, Belize offers beautiful beaches, rainforests, and a variety of natural attractions.
• Cost of living: Belize has a low cost of living compared to the US, making it attractive for those on a fixed income or budget. However, some areas, such as Ambergris Caye, can be relatively costly. Consider your budget and the amenities you require when choosing a location.
• Healthcare: While Belize has limited advanced medical care, especially in rural areas, it is close to neighbouring countries like Mexico and Guatemala, which offer additional healthcare options.
• Connectivity: If reliable internet and mobile phone coverage are important to you, consider locations in cities or more affluent areas, as rural areas may have limited connectivity.
• Personal preferences: Ultimately, your choice of location will depend on your personal preferences and budget. Consider renting before buying to get a feel for different neighbourhoods and property types.

Frequently asked questions