Gosi Status Check: A Guide For Expats In Bahrain

The General Organization for Social Insurance (GOSI) in Bahrain is a system of deductions and calculations related to the social insurance segment of companies. GOSI provides employees with specific payments and monetary support for events like healthcare, death and disability, and retirement. To check your GOSI status, you can refer to your monthly salary deductions, as GOSI payments are recorded as monthly deductions from both employers and employees. Additionally, members enrolled with GOSI can pay their social insurance fees via post office outlets and print statements with details of their insured wages.

Check GOSI employment status online

GOSI, or the General Organization for Social Insurance, is Bahrain's social insurance organization. It provides insurance services for employers, workers, and pensioners.

GOSI is the body responsible for overseeing social insurance in Bahrain. It is similar to organizations in other countries and regions that operate according to local labour laws. GOSI is funded by contributions from employers and employees. These contributions are calculated as a percentage of an employee's salary.

GOSI provides financial support for employees in the following areas:

• Healthcare and medical coverage
• Death and disability support
• Retirement funds

How to Check GOSI Employment Status

To check your GOSI employment status online, you will need to access your e-services account. This can be done through the Kingdom of Bahrain's National portal. Here, you will find a range of e-services, including those provided by GOSI.

Once you have accessed your e-services account, you can view details of your GOSI contributions, print statements, and track payments. You can also use this account to update your personal information, such as your mailing address.

In addition to online services, GOSI members can also pay their social insurance fees in person at Post Office outlets in Bahrain. They can also print and pay bills and print pension statements.

It is important to stay up-to-date with any changes in GOSI calculations and to ensure that your company is making the necessary contributions. As an employee, you should also be aware of your rights and entitlements under the GOSI scheme.

GOSI deductions for employers

GOSI, or the General Organization for Social Insurance, is a major government entity in Saudi Arabia that collects employer payments, obtains legal social insurance coverage, and pays benefits to insured individuals or their family members.

The GOSI calculation is based on the basic salary and housing allowances of the employee. The calculation is irrespective of the sector being private or government. The contributions for GOSI are collected by both employers and employees. The percentage of contribution for employers is 12%, whereas for employees, it is 10%.

• Retirement Contribution: 9%
• Compensation and Disability Plan: 2%
• Unemployment Contribution: 0.75%

The total employer's contribution is 11.75%.

The GOSI deduction is fixed for employers. However, companies determine this percentage according to their entire payroll processing model. Once a GOSI account is created for an employee, employers must pay a definite amount monthly to the GOSI organization. This payment must be made even if the employee does not receive their monthly salary for a particular month.

GOSI payments are recorded as monthly deductions from both employers and employees. The calculation uses the annual salaries of employees, and different considerations and deduction factors are applied before calculating the GOSI payment.

The Labour Law of Bahrain decides the GOSI payments of employees, and compliance norms and regulations are in place to ensure the quality provision of financial support for employees.

Companies can deduct the employee portion through payroll and pay the total contribution to the GOSI Authority. The deadline for completing the GOSI payment is the 15th of the following month.

It is recommended that companies outsource their GOSI deductions to a trusted partner to ensure a hassle-free compliance process.

GOSI deductions for employees

GOSI, or the General Organization for Social Insurance, is a major government entity in the Kingdom of Saudi Arabia that implements the country's Social Insurance Law. GOSI is a financially and administratively independent organisation that specialises in collecting employer payments, obtaining legal social insurance coverage, and paying benefits to insured individuals or their family members.

The GOSI calculation is based on the basic salary and housing allowances of the employee. The calculation is irrespective of the sector being private or government. The contributions for GOSI are collected by both employers and employees. The percentage of contribution for employers is 12%, whereas for employees it is 10%.

GOSI Calculation for Saudi Nationals

For Saudi nationals, the contribution is collected on behalf of individual amounts by both the employee and employer, which totals 22% of the basic salary and housing allowances. The breakdown of this 22% is as follows:

• 9% is collected from the employee for their annuity (pension).
• 9% is collected from the employer for the employee's annuity (pension).
• 1% is collected by the employee for unemployment contribution.
• 1% is collected by the employer for unemployment contribution.
• 2% is collected by the employer for occupational hazards.

GOSI Calculation for Expatriates

For expatriates, the contribution is collected by the employers only, which is 2% of the applicable earnings, i.e. basic salary and housing allowances. The range for the contribution is from SAR 400 to SAR 45,000.

Benefits of GOSI Contribution

There are numerous ways in which employees and their families can benefit from GOSI contributions. Here are some of the benefits for both Saudi nationals and expatriates:

• Medical and health benefits
• Daily allowance due to temporary disability or injury
• Monthly allowance due to permanent disability
• Partial permanent disability benefits
• Unemployment allowances
• Benefits after the death of a contributor
• Voluntary contribution benefits
• Occupational hazard benefits
• Permanent disability benefits
• Allowances for injury due to traffic accident

GOSI payment methods

GOSI, or the General Organization for Social Insurance, is a major government entity in the Kingdom of Saudi Arabia (KSA) that implements the country's Social Insurance Law. GOSI is a financial organisation based in the capital of Riyadh, and it collects employer payments, obtains legal social insurance coverage, and pays benefits to insured individuals or their family members.

GOSI payments are recorded as monthly deductions from both employers and employees. The calculation is based on the annual salaries of employees, and different considerations and deduction factors are available before calculating the GOSI payment.

The Labour Law of Bahrain decides the GOSI payments of employees. Compliance norms and regulations are in place regarding the quality provision of financial support for employees.

The GOSI calculation formula is: GOSI amount = % of the employee's basic salary or total salary (basic salary + allowances). The GOSI amount reflects the sum of money that should be credited monthly to the GOSI account on behalf of an employee. The basic salary refers to the employee's monthly pay, and the total salary denotes the amount showing the basic pay and allowances without considering other contributions or deductions.

The percentage sign in the formula represents a fixed percentage of the salary determined by the Labour Law in Bahrain. This percentage varies depending on the employer and their operations model. Employee and employer contributions differ, and the company determines the GOSI percentage calculations.

The employer's contribution includes:

• Unemployment Contribution: 0.75%
• Retirement Contribution: 9%
• Compensation and Disability Plan: 2%

The employee's contribution includes:

• Unemployment Contribution: 0.75%
• Retirement Contribution: 9%

The total GOSI percentage for Saudi nationals is 21.50%.

The employer is responsible for paying a 2% GOSI contribution for expatriate employees. However, there is no GOSI fee to be paid by an expatriate employee in Saudi Arabia.

The GOSI contribution is calculated based on the basic salary plus housing allowance. There is a maximum base amount for calculating GOSI, which is SAR 45,000. If an employee's basic salary and housing allowance exceed this amount, GOSI contributions are calculated only against SAR 45,000.

Companies can generate monthly invoices from the GOSI portal, which also provides a breakdown of the total invoice amount. Companies can deduct the employee portion through payroll and pay the total contribution (both employer and employee contributions) to the GOSI Authority. The deadline for completing the GOSI payment is the 15th of the following month.

GOSI calculation formula

GOSI, or the General Organization for Social Insurance, is a Bahrain-based organisation that calculates and collects social insurance contributions from employers and employees. The GOSI amount is calculated as a percentage of an employee's basic salary or their total salary (basic salary plus allowances). The GOSI rate is determined by Bahrain's Labour Law and is currently set at 11% of the employee's salary. However, the percentage of the salary contributed by the employee varies depending on their income. For example, individuals earning up to 900 BHD per month contribute 13% of their total salary, while those earning over 2000 BHD per month contribute 8%.

The GOSI calculation formula can be represented as:

> Total Salary/26 x GOSI Rate

Here, the total salary includes basic pay and allowances, excluding any deductions for social insurance payments or other contributions. The GOSI rate is the percentage of the employee's salary that is contributed, which is currently 11%.

It is important to note that GOSI contributions are deducted every month, regardless of the frequency of salary payments. Employers are responsible for registering their employees with GOSI, submitting the necessary forms and payments, and keeping detailed records of contributions.

Frequently asked questions