Leslie Massey
If you have a superannuation account in Australia, you may be asked to provide your Unique Superannuation Identifier (USI) when changing jobs or super funds. Introduced in 2014, the USI replaced the Superannuation Product Identifier Number (SPIN) and Superannuation Fund Number (SFN). You can find your USI by looking up your most recent superannuation statement, logging into your account online, or contacting the Australian Taxation Office (ATO). Your employer may also have a copy if you have provided it to them previously.
| Characteristics | Values |
|---|---|
| What is USI | Unique Superannuation Identifier |
| Who needs a USI | Australians with a superannuation account |
| When is USI required | When changing jobs, changing funds, or rolling over super into one account |
| How to find USI | By looking up the most recent superannuation statement, logging into the account online, or contacting the Australian Taxation Office (ATO) |
| USI for Australian Super | STA0100AU |
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What You'll Learn
USI in annual statements
If you are an Australian with a superannuation account, you may be asked to supply your USI, or Unique Superannuation Identifier, when you change jobs, roll over your super into one account, or change funds. Your employer will need your USI to identify the super fund and/or the superannuation product they need to pay your super contributions into.
There are several ways to find your USI. One way is to look up your most recent superannuation statement or log in to your account online, where you can easily find your USI. Alternatively, you can contact the Australian Taxation Office (ATO) to help you locate your USI. The ATO’s USI Lookup Table lists information such as contribution restrictions. The Government’s SuperFund Lookup page is also a handy tool for finding your USI.
If you have multiple super accounts, you may be paying more than one set of admin fees and insurance. You may want to consider consolidating your super accounts to reduce these costs.
Previously, super funds used a Superannuation Product Identifier Number (SPIN), or a Superannuation Fund Number (SFN), or an ABN. However, in 2014, these were replaced with the single USI for super funds regulated by the Australian Prudential Regulation Authority (APRA). Some self-managed super funds (SMSFs) may still have an ABN. SMSFs do not have a USI as they are not regulated by APRA.
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USI on superannuation fund website
If you have a superannuation account, you may be asked to supply your USI, or Unique Superannuation Identifier, when you change jobs, roll over your super into one account, or change funds. Your employer will need your USI to identify the super fund and/or superannuation product they need to pay your super contributions into.
There are several ways to find your USI on your superannuation fund website. Firstly, you can look up your most recent superannuation statement or log in to your account online, where you can easily find your USI. Alternatively, if you have a QSuper account, you can log in to the mobile app and select 'Changing jobs' and then 'Email form' from the 'More' menu. You can also check your member number by logging in to Member Online or downloading your superannuation fund's app.
If you are unable to find your USI on your superannuation fund website, you can try contacting the Australian Taxation Office (ATO) to help you locate it. The ATO's USI Lookup Table lists information such as contribution restrictions. You can also use the Government's SuperFund Lookup page to find your USI. This page contains publicly available information about super funds that have an ABN and includes funds regulated by the ATO and the Australian Prudential Regulation Authority (APRA).
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USI and employer
A USI, or Unique Superannuation Identifier, is a number used to identify different super funds and specific superannuation fund products. It is typically provided in the super funds' Letter of Compliance or in its Frequently Asked Questions (FAQs). A super fund may have only one USI or it may have a USI for each super product.
In the past, super funds used a Superannuation Product Identifier Number (SPIN), or a Superannuation Fund Number (SFN), or even an ABN. However, in 2014, these options were replaced with the single USI. This is why it is vital that employers have an accurate USI for each employee, as it allows them to identify either the super fund or the superannuation product they need to pay their employees' super contributions into.
There are a number of ways to find your USI. You can look up your most recent superannuation statement or log on to your account online, where you can easily find your USI. Alternatively, you can contact the ATO for access to your USI. The Government’s SuperFund Lookup page is also a handy tool for finding your USI.
If you’ve just joined a new super fund or have recently changed jobs, your employer may ask for your super details. You can log in to the portal or app and send your fund details from there. If you’re using your employer’s HR software, you can add your member number, which can be found on any of the letters sent to you or in your account online or the app.
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USI and SuperStream
The Unique Superannuation Identifier (USI) is a number used to identify different super funds and specific superannuation fund products. Australians with superannuation accounts may be asked to provide their USI when they change jobs, roll over their super into one account, or change funds. Introduced in 2014 as part of the SuperStream system reforms, the USI replaced the Superannuation Product Identifier Number (SPIN), the Superannuation Fund Number (SFN), and the Australian Business Number (ABN).
The SuperStream system is a suite of measures introduced by the Australian government to improve the efficiency of the superannuation system. It provides a consistent and simplified way of making contributions. From 1 July 2016, all employers have been required to send contribution data and payments electronically in a standard message format, such as a compliant fund portal, and link the data and money with a unique payment reference number. Employers must also send the employees' information electronically (not by email) and ensure that data and payments are sent on the same day.
There are several ways to find your USI. You can look up your most recent superannuation statement or log in to your account online. You can also contact the Australian Taxation Office (ATO) to help you locate it, either through their USI Lookup Table or the SuperFund Lookup page. Your USI may also be provided in the super fund's Letter of Compliance or its Frequently Asked Questions (FAQs).
If you are an employer, you can obtain fund USI details from your service provider, the superannuation fund, or via Super Fund Lookup. You can also find all USIs that correspond to SPINs by using the Fund USI and SPIN lookup table, which is for the use of employers to implement SuperStream.
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USI and ATO
The Unique Superannuation Identifier (USI) is used to identify different super funds and specific superannuation fund products. Australians may be asked to supply their USI when they change jobs, roll over their super into one account, or change funds.
The USI was introduced in July 2014 as part of the SuperStream system reforms, following a lengthy review of the structure and efficiency of Australia's superannuation system. Previously, Australians needed to supply their USI when starting a new job and wanted to stick with the same fund. However, since 'super stapling' was introduced by the Federal Government in 2021, workers automatically take their super fund with them to their new job, unless they elect otherwise.
There are several ways to find your USI. The most common way is to look up your most recent superannuation statement or log on to your account online, where you can easily find your USI. Your employer may also have a copy of your USI if you have already provided it to them. Alternatively, you can contact the Australian Taxation Office (ATO) to help you locate your USI. The ATO has published a Fund USI and SPIN (Super Product Identifier Number) lookup table to assist employers in obtaining new fund data required to send contributions using SuperStream. The Government's SuperFund Lookup page is also a handy tool for finding your USI.
It is important to note that SMSFs (self-managed super funds) do not have a USI as they are not regulated by APRA. These funds are generally used by richer individuals who have enough investment in their super to warrant managing it independently. SMSFs require an ABN to receive employer contributions, using SuperStream.
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Frequently asked questions
USI stands for Unique Superannuation Identifier. It is a number used to identify different super funds and specific superannuation fund products.
You may be asked to provide your USI when you are changing jobs, changing super funds, or rolling over your super into one account.
There are several ways to find your USI. You can look up your most recent superannuation statement, log in to your account online, or contact the Australian Taxation Office (ATO). Your employer may also have a copy if you have already provided it to them.
The SuperStream system was introduced in July 2014 as part of the Australian Federal Government's 'Stronger Super' policy reforms. It is the system that businesses use to pay employees' super contributions.
The USI for Australian Super is STA0100AU.
