Title Search: New Brunswick's Guide

If you're looking to do a title search in New Brunswick, there are a few ways to go about it. The Land Registry provides security of tenure by maintaining records of New Brunswickers' rights, restrictions, and obligations in land. You can access Land Registry records related to the ownership of real property by accessing PLANET through a kiosk computer in a service centre or online through a subscription. Alternatively, you can use a private service such as Title Searchers or TitleCor to conduct a title search for you. A New Brunswick Title Search will provide the names and addresses of all registered property owners, a full legal description, and a list of all registered charges, liens, and interests filed against a property.

What information does a New Brunswick title search provide?

A New Brunswick title search provides a full legal description of a property, including the names and addresses of all registered owners. It also offers a list of all registered charges, liens and interests filed against a property. The transfer date is included, showing when the property was purchased by the current owners.

Details of registered charges such as mortgages, easements and builder's liens are not included in a standard title search but can be ordered separately. A Certificate of Registered Ownership (CRO) is also not included in a standard title search but can be requested for a fee.

A title search will also provide the property's Lot, Block and Plan numbers, which can be found on a property's Tax Notice.

The Provincial Land Registration Office in New Brunswick is located at 41 King Street, St. Stephen, New Brunswick, E3L 2C1. It is open Monday to Friday, 9:00 am to 5:00 pm.

How do I request a title search?

To request a title search in New Brunswick, you have several options.

Firstly, you can visit the Provincial Land Registration Office in person. The office is located at 41 King Street, St. Stephen, New Brunswick, E3L 2C1, and is open from 9:00 am to 5:00 pm, Monday to Friday. Instruments for registration are accepted until 4:30 pm. Note that the instrument must be properly executed and accompanied by all relevant documents and approvals.

Secondly, you can submit your request by mail to the above address, or lawyers and land surveyors can submit them online. To submit requests electronically, you can call 1-888-621-9789 or use the Contact Us form on the website.

Alternatively, you can use a private company to conduct a title search for you. For example, TitleCor Research Inc. offers title search services to law firms, banks, financial institutions, and the general public. They can be contacted by phone, email, or by visiting their office in Fredericton, NB. Another option is Speedy Search, which provides a New Brunswick Title Search for a fee. To order, you will need the property's Lot, Block, and Plan numbers, which can be found on a property's Tax Notice. Results are delivered via email within 24 hours.

What information do I need to order a title search?

To order a title search in New Brunswick, you will need the property's Lot, Block, and Plan numbers. This information can be found on a property's Tax Notice. The processing time for land registration can take up to 14 business days following the date of the reception of the documentation.

A New Brunswick Title Search will provide the names and addresses of all registered property owners, a full legal description, and a list of all the registered charges, liens, and interests filed against the property. The transfer date is also provided, showing when the property was purchased by the current owners.

Details of the registered charges such as mortgages, easements, and builder's liens are not included with a title search but can be ordered separately from Registered Documents. If you require a CRO (Certificate of Registered Ownership) search, you can request a quote from the search provider.

How long does a title search take?

A title search is a necessary procedure to confirm the legal ownership of a property. It involves a thorough investigation of public records and the acquisition of pertinent documents that outline the property's historical background, including deeds, mortgages, liens, and other relevant records that may impact ownership. Title searches are normally done by title search companies or attorneys, but they can also be done by individuals.

The time it takes to complete a title search can vary depending on several factors. On average, a title search can take anywhere from 10 to 14 days, with some cases taking longer if problems are discovered with the title. The speed of a title search will depend on the complexity of the documents associated with the property. Newer homes typically have fewer documents to research, while older homes have been on the market longer and will likely have more records to review, prolonging the search process.

In New Brunswick, the processing time for land registration can take up to 14 business days following the date of reception of the documentation. Registrants (lawyers and surveyors) can track the status of their document and plan submissions and view the dates of receipt to understand where their submission stands in the queue at the Land Registration Office.

It is important to note that title searches may not include all the details of registered charges such as mortgages, easements, and builder's liens. These documents may need to be ordered separately. Additionally, a Certificate of Registered Ownership (CRO) search may require a separate quote.

How much does a title search cost?

The cost of a title search depends on the type of property and the state in which the search is being conducted. For residential properties, title searches typically cost between $100 and $250. However, for larger houses or different types of buildings, the cost can be much higher. Commercial properties can cost upwards of $1,000 for a title search.

Frequently asked questions