Insurance In Belarus: What You Need To Know

Foreign citizens visiting Belarus must have travel insurance for the duration of their stay. This insurance can be obtained from Belarusian insurance companies or accredited foreign insurers and must be valid at border checkpoints. The minimum value of medical insurance for travel to Belarus is €10,000, and it can be extended to €20,000 or €30,000. This insurance covers the cost of treatment, transportation to and from medical institutions, accidental injury or death, luggage loss or damage, and search and rescue operations. Foreigners must also pay for obligatory state insurance, which costs between €2 for a 3-4 day stay and €85 for a year-long stay.

Foreign citizens must have health insurance to enter Belarus

• It must contain the name of the foreign insurance company, its location, phone numbers or international assistance services, as well as the full name of the foreign citizen.
• It must be valid for the territory of the Republic of Belarus.
• It must be valid for the period of the foreign citizen's temporary stay or temporary residence in Belarus.
• It must provide an insured amount of not less than €10,000.
• Its availability can be confirmed by an insurance policy, an insurance card, or another document containing information about the health insurance.

Foreign citizens who do not have the appropriate insurance policy and refuse to take out compulsory health insurance at border checkpoints will be refused entry to Belarus, according to the country's legislative acts.

The existence of a health insurance contract may be confirmed by an insurance policy, an insurance card, or another document containing information about the health insurance contract. The insurance policy or card presented at checkpoints should include the following information:

• The last name, first name, and patronymic name (if any) of the foreign citizen. It is possible to indicate multiple insured foreign citizens in the same insurance policy if they are entering Belarus together, or a list of insured foreign citizens can be attached to the insurance policy.
• The term of the insurance contract.
• The territory covered – the Republic of Belarus or worldwide.

Insurance cards without a specified insurance amount are accepted if they are valid for travelling worldwide.

Health insurance can be purchased online from the Belgosstrakh company after registering on the website http://my.bgs.by or https://beg.by.

Insurance must be obtained from Belarusian companies or accredited foreign insurers

Foreign visitors to Belarus must have travel insurance for the duration of their stay. This includes medical insurance to a minimum value of €10,000. This insurance can be obtained from Belarusian insurance companies such as Belgosstrakh and Beleximgarant, or accredited foreign insurers. The insurance policy issued by a foreign company should be valid in Belarus for the entire period of the visitor's stay.

Foreign citizens who are temporarily staying or residing in Belarus are required to have a compulsory health insurance policy. This can be obtained from Belarusian insurance companies or a foreign insurance organisation in the case of emergency medical treatment. The compulsory health insurance policy must meet the following requirements:

• Contain the name of the foreign insurance company and its location, phone numbers or international assistance services, as well as the full name of the foreign citizen.
• Be valid on the territory of Belarus.
• Be valid during the period of the foreign citizen's temporary stay or temporary residence in Belarus.
• Provide an insured amount of at least €10,000.
• The availability of health insurance can be confirmed by an insurance policy, an insurance card or other documents containing information about health insurance.

It is important to note that citizens of certain countries, including Russia, Turkmenistan, and member states of the CIS, are exempt from the compulsory health insurance requirement due to reciprocal healthcare agreements with Belarus.

For those who require insurance, it is possible to conclude an obligatory medical insurance contract online through the official website of Belarus. This process involves registering for a personal account, activating the account, entering personal data, selecting the appropriate insurance options, confirming the conclusion of the contract, and making payment.

Minimum insurance value is €10,000

Foreign visitors to Belarus must have travel insurance for the duration of their stay. This includes medical insurance to a minimum value of €10,000. This insurance can be purchased from Belarusian insurance companies such as Belgosstrakh and Beleximgarant, or from accredited foreign insurers. The insurance policy must be valid in Belarus for the entire period of the visitor's stay.

The minimum insurance value of €10,000 is a mandatory requirement for foreign citizens entering Belarus. This requirement applies to both short-term visitors and those who are temporarily residing in the country. The insurance policy must cover emergency medical treatment in Belarusian medical institutions. It is important to note that foreign citizens who do not have the appropriate insurance and refuse to purchase it at border checkpoints will be denied entry to Belarus.

The mandatory insurance requirements do not apply to certain categories of individuals. These include tourists passing through Belarus on a transit visa, diplomats, flight and rail crew, and foreigners entitled to free emergency healthcare through reciprocal agreements between their countries and Belarus. However, for the majority of foreign visitors, it is essential to have the minimum insurance coverage of €10,000 to fulfil the visa requirements for entering Belarus.

The insurance policy must include specific information, such as the name of the insurance company, its location, and contact details. Additionally, it should cover the full period of the insured person's stay in Belarus. It is important to carefully review the requirements and ensure that the insurance policy meets all the necessary criteria to avoid any issues upon entry to Belarus.

The minimum insurance value of €10,000 provides financial protection in the event of medical emergencies or unexpected incidents during a visitor's stay in Belarus. This ensures that foreign citizens have access to necessary medical treatment and related services without facing financial barriers. It is recommended to carefully review the terms and conditions of the insurance policy to understand the scope of coverage and any exclusions or limitations that may apply.

Insurance is not required for citizens of certain countries

Citizens of certain countries are not required to have insurance when visiting Belarus. This is due to reciprocal healthcare agreements that Belarus has signed with these countries. These countries include:

• Russia
• Turkmenistan
• Armenia
• Kazakhstan
• Kyrgyzstan
• Moldova
• Tajikistan
• Uzbekistan
• Ukraine

Citizens of these countries are entitled to free emergency healthcare services during their stay in Belarus. However, it is always a good idea to have some form of insurance when travelling internationally, as it can provide valuable peace of mind in case of unexpected events or emergencies.

In addition, there are a number of countries that do not require their citizens to have health insurance when entering Belarus, although it is highly recommended. These countries often have universal healthcare systems that provide free or subsidised medical services to their citizens, but these services may not be available to foreign nationals. Therefore, it is essential to check the specific requirements and recommendations of your destination country before travelling.

Furthermore, while some countries do not have a mandatory insurance requirement for entry, certain activities or destinations within those countries may require insurance. For example, in Ecuador, while insurance is not required for entry, it is mandatory for visitors to the Galapagos Islands. Similarly, in the United Arab Emirates, while insurance is not required for entry, it is mandatory for visitors to Dubai. Therefore, it is crucial to research the specific requirements of your intended activities and destinations within a country.

Mandatory insurance for Belarusians includes buildings, vehicles, and industrial accidents

Insurance is a requirement for foreign visitors to Belarus, who must have travel insurance for the duration of their stay. This includes a mandatory health insurance policy with a minimum value of €10,000. This can be obtained from Belarusian insurance companies such as Belgosstrakh and Beleximgarant, or from accredited foreign insurers. For citizens and stateless persons temporarily staying or residing in Belarus, an obligatory medical insurance contract can be concluded online.

For Belarusians, there are several mandatory insurance types, including buildings, vehicles, and industrial accidents. These help to ensure that individuals and businesses are protected in the event of unforeseen circumstances and that they can cover the costs of any resulting damage or injuries.

Building insurance is designed to protect against damage to property and is particularly important in Belarus, where extreme weather conditions, such as heavy snowfall and strong winds, can cause structural damage. This type of insurance covers the costs of repairs or rebuilding, safeguarding individuals from potentially devastating financial losses.

Vehicle insurance is also compulsory in Belarus, as it is in many countries. This insurance covers damage to vehicles and any injuries sustained in road accidents. With a large number of vehicles on the roads, the risk of accidents is significant, and mandatory insurance helps to ensure that those involved in accidents can receive the necessary financial support.

In addition, industrial accident insurance is mandatory for businesses operating in Belarus. This type of insurance covers accidents and injuries that occur in the workplace, particularly in industrial settings, which can often involve hazardous materials or conditions. By having this insurance, businesses can provide financial compensation for employees who are injured or fall ill due to work-related causes.

These mandatory insurance types play a crucial role in safeguarding the well-being of Belarusian citizens and businesses. By requiring this insurance, the country promotes a culture of preparedness and ensures that individuals and organisations are better equipped to handle the financial consequences of unexpected events.

Frequently asked questions