North Brunswick: An Affordable Haven?

North Brunswick, New Jersey, is a township in the New York metropolitan area with a population of 43,905 as of the 2020 census. The township has a range of housing options, including low-income housing. There are currently 44 low-income apartments available to rent in North Brunswick, with an average price range between $1,863 and $2,725 per month. These apartments are federally funded through housing programs such as vouchers and public housing.

The township has met its affordable housing obligations, offering rental affordable housing units for all ages at the North Brunswick Crescent Apartments. Age-restricted affordable units are also available at Amaranth, Paul J. Matacera Senior Apartments, and Martin Gerber Apartments.

Low-income apartments in North Brunswick, NJ

The Township of North Brunswick meets its affordable housing obligations, with rental affordable housing units available at the North Brunswick Crescent Apartments and Amaranth. There are also age-restricted affordable units at the Paul J. Matacera Senior Apartments and the Martin Gerber Apartments.

There are a variety of low-income housing options available in North Brunswick, NJ, including public housing, Section 8 Housing Choice Vouchers, Low-Income Housing Tax Credit (LIHTC), and Project-Based Section 8. To qualify for low-income housing in New Jersey, your household income must be below 80% of the area median income (AMI), and you must have a valid Social Security number or Individual Taxpayer Identification Number (ITIN).

There are 44 low-income apartments available to rent in North Brunswick, with prices ranging from $1,863 to $2,725 per month. Here are some specific low-income apartment options in North Brunswick, NJ:

North Brunswick Crescent Apartments

• Address: 1003 Crescent Court, North Brunswick, New Jersey 08902
• Price: $1011-1476/month

North Brunswick Senior Housing Complex 389

Address: 740 Hermann Rd, North Brunswick, New Jersey 08902

Martin Gerber Apartments

• Address: 550 Remsen Ave, North Brunswick, New Jersey 08902
• Price: Income-based

Riverside Towers Apartment Homes

• Address: 10 Paul Robeson Blvd, New Brunswick, NJ 08901
• Price: $2,500 - $3,050 for 2-3 bedrooms

New Brunswick Apartments

• Address: 33 Paul Robeson Blvd, New Brunswick, NJ 08901
• Price: $1,551 - $2,367 for 1-4 bedrooms

Income-restricted housing tax credit apartments

The LIHTC program was enacted as part of the 1986 Tax Reform Act and has been modified several times since. It is the most important resource for creating affordable housing in the United States, generating over 3.5 million units since its inception.

To qualify for the tax credit, property owners must meet specific income and gross rent criteria. Firstly, regarding income, at least 20% of the units must be occupied by tenants with an income of 50% or less of the area median income (AMI), or at least 40% of the units must be occupied by tenants with an income of 60% or less of AMI. Alternatively, at least 40% of the units must be occupied by tenants with an average income of no more than 60% of AMI, and no units can be occupied by tenants with an income greater than 80% of AMI.

Secondly, the gross rent criteria requires that rents do not exceed 30% of either 50 or 60% of AMI, depending on the share of tax credit rental units in the project.

Property owners who meet these criteria can claim tax credits over a 10-year period in return for maintaining reduced rents for 15 to 30 years. The LIHTC program is designed to encourage private investors to build housing for low-income populations and address the lack of affordable housing options.

In North Brunswick, New Jersey, there is one low-income housing apartment complex, the Martin Gerber Apartments, which offers 205 units designed for seniors. The rent is subsidized for those who qualify, and they charge lower rent for low-income persons.

Additionally, there are several other low-income housing options within a 30-mile radius of North Brunswick, including:

• Villa Victoria Apartments in Newark, NJ - an affordable rental housing community for low-income individuals, families, or seniors, with 194 units ranging from one to four bedrooms.
• Rexford S. Tucker Senior Apartments in Madison, NJ - housing for 80 senior citizen households consisting of one or two persons.
• 280 Park Place Apartments in Irvington, NJ - featuring modern designs, a state-of-the-art fitness centre, and online payment options.
• The Continental at Freehold in Freehold, NJ - an affordable rental community with large closets, modern kitchens, and carpeting.

These are just a few examples of the income-restricted housing tax credit apartments available near North Brunswick, New Jersey.

Section 8 apartments

North Brunswick, New Jersey, has a range of Section 8 apartments available for rent. Section 8 apartments are part of the Housing Choice Voucher Program, which is a federal program that assists low-income families, seniors, and individuals with finding affordable housing.

There is currently one low-income housing apartment complex in North Brunswick, with 44 income-restricted apartments available to rent. The average price range for these apartments is between $1,863 and $2,725 per month.

Martin Gerber Apartments

• Address: 550 Remsen Ave, North Brunswick, NJ 08902
• This is a 7-story, 205-unit complex designed for seniors.
• The rent is subsidized for those who qualify, and they charge lower rent for low-income persons.
• Contact Martin Gerber Apartments for complete details on eligibility, availability, and their application procedures.

Riverside Towers Apartment Homes

• Address: 10 Paul Robeson Blvd, New Brunswick, NJ 08901
• Studio to 3-bedroom apartments available
• Contact via phone: (848) 253-6010

New Brunswick Apartments

• Address: 33 Paul Robeson Blvd, New Brunswick, NJ 08901
• 1 to 4-bedroom apartments available
• Rent ranges from $1,551 to $2,367 per month
• Contact via phone: (848) 305-2525

John P. Fricano Apartments

• Address: 90 Neilson Street, New Brunswick, NJ 08901
• A 14-story, 214-unit complex designed for seniors.
• The rent is subsidized by the government for those who qualify.
• Contact John P. Fricano Apartments for complete details on eligibility requirements, availability, and their application procedures for affordable housing.

To apply for a Section 8 apartment, you must first meet certain requirements based on the area median income, or AMI. The AMI varies depending on location. You can contact the local public housing agency, or PHA, to determine your eligibility for Section 8 housing in North Brunswick.

It is important to note that most low-income apartments have waiting lists, and some of these lists can take years to get through. Therefore, it is recommended to apply to as many waiting lists as possible and to contact the apartments directly to inquire about any openings or waitlist status.

Rental assistance programs

There are several rental assistance programs available in North Brunswick, New Jersey. These programs can help individuals and families struggling to pay their rent by providing emergency cash, long-term rental subsidies, and other forms of support. Here is an overview of some of the key rental assistance programs:

Government Rental Assistance Programs:

• Federal Disaster Assistance: Individuals and families impacted by disasters such as Hurricane Ida can apply for federal disaster assistance, which may include rental assistance, essential home repairs, and other disaster-related needs not covered by insurance.
• Social Security and Supplemental Security Income (SSI): Social Security benefits will increase by 3.2% in 2024, providing additional financial support to over 71 million Americans.
• Low-Income Home Energy Assistance Program (LIHEAP): This program assists very low-income residents with their heating and cooling bills and provides emergency heating system services and fuel assistance.
• Middlesex County Emergency Rental Assistance Program (ERAP): This program supports low-to-moderate-income households facing a loss of income due to the COVID-19 pandemic by providing funds for rent and utility payments.
• Housing Counseling and Legal Services Program (HCS): HCS offers free services to homeowners and renters, including assistance with applications for disaster recovery programs, fair housing education, and financial counselling.

Non-Profit Rental Assistance Programs:

• Homefirst Interfaith Housing and Family Services: Located in Plainfield, NJ, this organization provides rental assistance and other support services to those in need.
• PeopleCare Center for Nonprofits - HomeSharing: Based in Bridgewater, NJ, this non-profit helps individuals and families facing housing challenges.
• Community Development - SOMERSET COUNTY: Operating out of Somerville, NJ, this organization assists with rental assistance, food assistance, job training, and other community development initiatives.
• Emmanuel Cancer Foundation, Inc.: Located in Scotch Plains, NJ, this non-profit offers rental assistance and support to those affected by cancer.
• Section 8 Carteret Housing Authority: Based in Carteret, NJ, this housing authority provides rental assistance and affordable housing options.

Other Resources:

• Central Jersey Housing Resource Center (CJHRC): CJHRC is a HUD-certified housing counselling agency and a non-profit that offers free housing counselling services to individuals and families.
• Housing Authority of North Brunswick: The local housing authority can provide information on low-income housing options and rental assistance programs specific to North Brunswick.
• RentalAssistance.us: This website offers detailed information on rental assistance programs in New Brunswick, including eligibility requirements, application processes, and types of assistance offered.

It is important to note that most low-income apartments and rental assistance programs have waiting lists, and it is recommended to apply to as many programs as possible to increase the chances of receiving support. Additionally, specific eligibility criteria and application processes may vary, so individuals should contact the organizations directly for detailed information.

North Brunswick Crescent Apartments

The community is well-appointed, featuring brand new central air, all new kitchen and baths, private entrances, on-site management, 24/7 emergency maintenance, and ample parking. The apartments are equipped with central heating and air conditioning, and Energy Star®-rated appliances.

North Brunswick Crescent is conveniently situated close to entertainment, dining, shopping, and transportation options. The Jersey Avenue Station in neighbouring New Brunswick offers rail service to Penn Station, making this community ideal for NYC commuters. The area is also well-suited for students, with the Rutgers University campus just a few blocks away.

The township of North Brunswick is a thriving suburban community, located about 35 miles southwest of Manhattan. The area consists predominantly of residential neighbourhoods, with shopping centres clustered along U.S. 1. A diverse mix of apartments, condos, and single-family homes cater to a range of tastes and budgets.

Income Requirements

North Brunswick Crescent has income restrictions, and applicants must meet specific annual income limits to qualify. These limits vary depending on the number of people in the household and the type of apartment desired. For instance, to qualify for a 30% Area Medium Income Apartment, a one-person household must have a maximum annual income of $28,500, while a four-person household can have a maximum annual income of $40,680.

Other Features and Amenities

• Brand new appliance packages
• Garden-style apartment living
• Oversized closet space
• High-speed internet access
• Close proximity to schools, shops, parks, and transportation hubs

Frequently asked questions