Cayo District: Safe Haven For Expats?

Belize is a small country in Central America, comprising six districts, one of which is Cayo. The Cayo District is a favourite destination for expats and retirees. It is affordable, has gorgeous lush scenery, and is a safe area with affordable real estate. It is also conveniently close to shopping, dining, businesses, major destinations, and an airport.

Cayo is slightly cooler than the coast, and its inland location means that a category 3 hurricane would be a 1,000-year flood. It is also the commercial centre of the country, with Spanish Lookout, a Mennonite community, supplying the country with goods familiar to Westerners.

The town of San Ignacio is the nucleus of Cayo, with a population of about 20,000. It is home to banks, the country's largest farmers' market, and government agencies. There is a sizeable expat community in Cayo, and it is ideal for those still working part-time online or commuting intermittently to the US.

The Cayo District is affordable and has everything expats need

The Cayo District, also known as Cayo, is the largest district in Belize, covering a large part of inland Belize, including much of the Maya Mountain Range. It is home to around 90,000 people, roughly a quarter of Belize's population.

Cayo is a quiet, laid-back, and affordable alternative to busier areas such as Ambergris Caye or Placencia. It is close to shopping, dining, businesses, major destinations, and an airport. You can find all the amenities you need in the walkable capital of San Ignacio and its twin town, Santa Elena.

Cayo is also the commercial centre of Belize. The Mennonite community of Spanish Lookout supplies goods familiar to Westerners, from vehicles to hardware and building supplies. The country's second-largest grocery store is located in Cayo, and several new quasi-American supermarkets have recently opened.

There is a sizeable expat community in Cayo, and it is ideal for those still working part-time online or commuting intermittently to the US or elsewhere. The immigration process can be simple, and it is one of the closest expat hotspots to the country's international airport.

Housing is affordable in Cayo. You can buy a small off-the-grid cottage in an expat development for $115,000 or build a 1000 sq. ft. house for around $250,000. Rental prices start from $500 per month for a two-bedroom house in town.

Food is also more affordable in Cayo than in beach towns. The fertile ground and open space mean that everyone grows some kind of food, which is sold at great prices in the markets. Dairy products, fruit, and vegetables are inexpensive, and a meal at a local diner can cost as little as $10.

Cayo has gorgeous, lush scenery. While it doesn't have beaches, it is surrounded by the verdant Maya Mountains and citrus farms. Maya ruins dot the landscape of evergreen forests, lush jungles, rivers, lagoons, and waterfalls. It is the centre of Belize's eco-tourism industry, offering hiking, swimming, fishing, caving, and exploration of Maya ruins.

Cayo is a safe area that is a little off the beaten path. Real estate is still affordable, and there are great deals on homes, especially in new developments like Carmelita Gardens, which offers a relaxed, sustainable, and self-sufficient lifestyle.

In summary, the Cayo District offers affordability, convenience, a thriving expat community, and a wealth of natural attractions, making it an ideal destination for expats seeking a quiet, laid-back, and affordable alternative to busier areas of Belize.

It has gorgeous, lush scenery

The Cayo District in Belize is a nature lover's paradise, brimming with captivating adventures, attractions, and natural wonders. Here are some highlights of its gorgeous, lush scenery:

Majestic Maya Mountains

The Cayo District is blessed with the majestic backdrop of the Maya Mountains, which provide a stunning visual contrast to the surrounding landscapes. These mountains are not just a pretty sight; they are also a source of adventure for those who dare to explore them. The Maya Mountains National Park, located within this mountain range, offers rugged terrain and lush jungle vegetation for hikers and nature enthusiasts to explore. The park is also home to over 50 caves that were once inhabited by the ancient Maya civilization, adding a layer of historical significance to the natural beauty.

Pristine Rivers

The Cayo District is traversed by three main rivers: the Mopan, the Macal, and the Belize River. These rivers provide essential water sources for the region and create breathtaking scenery. The Macal River, in particular, offers a gorgeous setting with its clear waters winding through the lush greenery. The convergence of the Mopan and Macal rivers just outside Bullet Tree Falls is a sight to behold, creating a peaceful atmosphere amidst the surrounding countryside.

Lush Rainforest

The southern part of the Cayo District boasts a lush rainforest that stands in stark contrast to the northern region's incredible waterfalls and caves. This rainforest is part of the diverse ecosystem that makes Cayo one of the most biodiverse places on Earth. It is home to a wide variety of plant and animal species, including the famous howler monkeys of Punta Gorda. The dense foliage and rich biodiversity make it an ideal destination for nature enthusiasts and birdwatchers alike.

Verdant Hills

Cayo District's landscape is not just limited to flatlands and rivers; it also boasts verdant hills that add to its scenic beauty. These hills are often covered in lush greenery, creating a picturesque backdrop for exploration and adventure. The rolling hills of Spanish Lookout, for example, provide a stunning vista with their combination of natural beauty and agricultural charm.

Ancient Mayan Ruins

Scattered across the Cayo District are numerous ancient Mayan ruins that bear testament to the region's rich historical and cultural heritage. One of the most notable sites is Xunantunich, located near the border town of Benque. Climbing the pyramid, El Castillo, offers a panoramic view of the surrounding rainforest and the opportunity to discover ancient carvings. Another impressive site is Cahal Pech, once home to Maya elites, which overlooks the Macal River just outside San Ignacio Town. These ruins provide a glimpse into the past while also offering breathtaking views of the surrounding natural landscapes.

The Cayo District in Belize truly offers a diverse range of gorgeous, lush scenery that will leave visitors in awe. From majestic mountains to pristine rivers, lush rainforests, verdant hills, and ancient ruins, there is something for everyone seeking natural beauty and adventure.

It's a safe area with affordable real estate

Belize is a small country in Central America, with six districts, including the Cayo District. The Cayo District is the largest of Belize's districts and is home to about 90,000 people, or roughly a quarter of the country's population. It is known for its lush rainforests, mountains, pristine rivers, and national parks. The area has a small-town vibe and is known for its friendly and welcoming community.

The Cayo District is a safe area for expats, with a low crime rate outside of Belize City. However, it is recommended to avoid travelling alone on your first visit, especially at night, as there are some isolated and poorly lit areas. The district has a sizeable expat community, with an estimated 1,000 expats living in the area.

In terms of affordability, the Cayo District offers a lower cost of living compared to other areas of Belize. Expats can expect to spend around $1,000 per month for a comfortable but frugal lifestyle. Housing is available for purchase or rent, with prices ranging from $115,000 for a small off-the-grid cottage to $250,000 for a custom-built home. Rental prices vary depending on location and amenities, ranging from $500 to $850 per month.

The Cayo District offers a range of activities for expats, including horseback riding, river tubing, canoeing, kayaking, hiking, and exploring Mayan ruins. The area is also known for its organic food and local markets, where expats can find affordable produce and goods.

Overall, the Cayo District in Belize is a safe and affordable option for expats, offering a laid-back and welcoming community, a variety of housing options, and a range of outdoor activities to enjoy.

It's convenient and less expensive than the cayes

When considering a move to Belize, one of the top questions on everyone's mind is safety. For expats, the Cayo District often comes up as a potential destination, and rightfully so—it offers a convenient and more affordable option compared to the cayes.

Firstly, the Cayo District is conveniently located in the western part of Belize and boasts a diverse landscape of mountains, rainforests, and rivers. It is known for its natural beauty and outdoor adventures, including exploring ancient Maya sites and caves, and offers a more 'authentic' experience of Belize. San Ignacio, the largest town in the district, is a hub for expats and tourists alike, with a good selection of restaurants, bars, and accommodation options. The town has a lively yet laid-back vibe and serves as a great base for exploring the surrounding areas.

In terms of cost of living, the Cayo District is generally less expensive than the popular cayes, such as Ambergris Caye or Caye Caulker. Accommodation, groceries, and everyday items tend to be more affordable. The district also offers more options for expats who want to buy property, with a wider range of prices and locations to choose from. You can opt for a more remote, off-the-grid lifestyle or choose to live closer to the amenities of San Ignacio or other smaller towns like Belmopan.

While the cayes have their own unique appeal, with stunning beaches and a relaxed island atmosphere, they tend to be more tourist-focused and can be pricier, especially in the high season. The Cayo District provides a convenient base for expats who want to explore all that Belize has to offer, from its Caribbean coastline to its inland adventures. It is a great option for those seeking a more immersive cultural experience, and with its lower cost of living, it can be an attractive choice for those looking to stretch their budget further.

Of course, as with anywhere in the world, it is always important to be vigilant and aware of your surroundings, but the Cayo District is generally considered a safe option for expats in Belize.

It has a more desirable climate than the coast

Belize has a tropical climate with two seasons: the dry season from January to May, and the wet season from June to November. The country experiences warm weather all year round, with average temperatures of 80°F (27°C). However, the Cayo District, located inland, tends to be slightly cooler than the coast.

The Cayo District has a more desirable climate than the coast for several reasons. Firstly, it receives significantly less rainfall, with less than 15 inches per year compared to the national average of 50 inches. Secondly, the temperatures in Cayo are generally milder, ranging from 50°F to 95°F, with an annual average of 79°F. The cooler climate makes it an ideal destination for those seeking a more comfortable and less humid environment.

In addition to its milder temperatures and lower rainfall, the Cayo District also benefits from pleasant breezes that help keep the area cool. The combination of these factors creates a comfortable and enjoyable climate for residents and visitors alike.

The dry season in Belize, from December to May, is characterised by warm and sunny days. During this time, the tourist season is at its peak, and visitors flock to the country to enjoy the sunny weather. The rainy season, from June to November, brings heavy rainfall and occasional hurricanes. However, even during the wet season, rainfall is often intermittent, with clear mornings and rainy afternoons.

The Cayo District, nestled on the edge of the Maya Mountains, offers a unique blend of natural beauty and a pleasant climate. Its elevation provides a welcome break from the sticky humidity of the coast, making it a popular choice for those seeking a more comfortable and enjoyable environment.

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