Baby Bonus Benefits In New Brunswick

The New Brunswick Child Tax Benefit (NBCTB) is a monthly tax-free payment sent to qualifying families with children under 18. The benefit is bundled with the monthly Canada Child Benefit (CCB) payments eligible families receive. The NBCTB comprises the New Brunswick Child Tax Benefit and the New Brunswick Working Income Supplement, which are combined with the CCB in one monthly payment.

The New Brunswick Child Tax Benefit pays a certain amount to each family, depending on annual income. Families earning $20,000 per year receive $250 from this program annually. Those earning more than this threshold will get a reduced amount, depending on how much they earn and how many children they have. If your net family income is greater than $20,000, you will either get $250 less: 2.5% of family net income in excess of $20,000 for one-child families or 5% of family net income in excess of $20,000 for families with more than one child. The basic amount you can earn is $20.83 per month per child.

New Brunswick Child Tax Benefit (NBCTB)

The New Brunswick Child Tax Benefit (NBCTB) is a monthly tax-free payment made to qualifying families with children under 18. It is intended to help low-income families provide for their children and comprises a main benefit and a working income supplement for working families.

The NBCTB pays a basic amount of $250 per year, which can be a significant help for low- to moderate-income families. The amount received depends on annual income. If your net family income is:

• Below $20,000 per year, you will receive $250 annually for each dependent child.
• Above $20,000 per year, you will receive $250 less: 2.5% of family net income in excess of $20,000 for one-child families or 5% of family net income in excess of $20,000 for families with more than one child.

The basic amount per child per month is $20.83.

How to Apply

To apply for the NBCTB, your child must first be registered for the federal Canada Child Benefit (CCB). As a resident of New Brunswick, you will then automatically be eligible for additional monthly payments on top of the CCB. You can apply for the CCB in one of three ways:

• When registering the birth of your newborn with your province or territory
• Online through the CRA My Account
• See more information on how to apply here.

The NBCTB payments are automatically combined with the monthly CCB payments. If your total benefit amount for the year is less than $240, you will receive one lump sum payment in July. If it is more, you will receive monthly payments. You can check your next scheduled payment by going to your CRA MyAccount. If you don’t receive your payments within five working days of the scheduled date, contact the CRA.

New Brunswick Working Income Supplement (NBWIS)

The New Brunswick Working Income Supplement (NBWIS) is an additional benefit paid to qualifying families with earned income who have children under the age of 18. The benefit is combined with the Canada Child Benefit (CCB) into a single monthly payment.

The NBWIS is an additional benefit of up to $20.83 per month for each family. It is phased in once family earned income is more than $3,750. The maximum benefit is reached when family earned income is $10,000. If your adjusted family net income is between $20,921 and $25,921, you may get part of the supplement.

The CCB is a non-taxable amount paid monthly to help eligible families with the cost of raising children under 18 years of age. The CCB may include an additional amount for the child disability benefit. To get the CCB, you must meet all of the following conditions:

• You must live with the child, and the child must be under 18 years of age.
• You must be the person primarily responsible for the care and upbringing of the child.
• You must be a resident of Canada for tax purposes.
• You or your spouse or common-law partner must be a permanent resident, a protected person, a temporary resident who has lived in Canada throughout the previous 18 months, or an individual registered or entitled to be registered under the Indian Act.

The CRA's online calculator can be used to estimate child benefits. The CCB is calculated as follows:

• $7,437 per year ($619.75 per month) for each eligible child under the age of 6.
• $6,275 per year ($522.91 per month) for each eligible child aged 6 to 17.

These amounts start to be reduced when the adjusted family net income (AFNI) is over $34,863. The reduction is calculated differently depending on the number of eligible children in the family.

Canada Child Benefit (CCB)

The Canada Child Benefit (CCB) is a non-taxable monthly payment made to eligible families to help with the cost of raising children under 18 years of age. The CCB is administered by the Canada Revenue Agency (CRA) and may include the child disability benefit and any related provincial and territorial programs.

Eligibility Criteria

To get the CCB, you must meet the following conditions:

• You must live with the child, and the child must be under 18 years of age.
• You must be the person primarily responsible for the child's care and upbringing.
• You must be a resident of Canada for tax purposes.
• You or your spouse or common-law partner must be a permanent resident, a protected person, a temporary resident who has lived in Canada throughout the previous 18 months, or an individual registered or entitled to be registered under the Indian Act.

How Much You Can Get

The amount of the CCB depends on several factors, including the number of children in your care, their ages, your marital status, and your adjusted family net income (AFNI) from the previous year's tax return. For the payment period of July 2023 to June 2024, the CCB is calculated as follows:

• $7,437 per year ($619.75 per month) for each eligible child under the age of 6.
• $6,275 per year ($522.91 per month) for each eligible child aged 6 to 17.

These amounts start to be reduced when the AFNI is over $34,863, and the reduction amount depends on the number of eligible children in the family.

How to Apply

You can apply for the CCB as soon as a child is born or starts to live with you, or you begin to meet the eligibility criteria. You can apply online via My Account (your personal CRA account) or by mail. CCB payments are typically made around the 20th of each month via direct deposit or cheque.

Eligibility criteria for NBCTB

The New Brunswick Child Tax Benefit (NBCTB) is a non-taxable monthly payment made to qualifying low-income families with children under 18 years of age. The eligibility criteria and rules for claiming the NBCTB are the same as those for the federal non-refundable tax credits. However, the value and calculation of the NBCTB are different from the corresponding federal credits.

To be eligible for the NBCTB, you must meet the following criteria:

• You must be a resident of New Brunswick at the end of the tax year (December 31st).
• If you are a non-resident of Canada, you must have earned income from employment in New Brunswick or received income from a business with a permanent establishment only in New Brunswick.
• You must have a spouse or common-law partner, as defined by the General Income Tax and Benefit Guide.
• Your spouse or common-law partner's net income must be less than the specified amount (this amount may vary by year).
• You must have dependent children or grandchildren who meet specific criteria, such as age, residency, and net income requirements.
• You must have incurred eligible expenses for improvements to your principal residence or the land it is situated on.

It is important to note that the criteria and rules for claiming the NBCTB may change from year to year, so it is always best to refer to the most up-to-date information from the Canada Revenue Agency (CRA) or the relevant provincial government websites.

How to apply for NBCTB

The New Brunswick Child Tax Benefit (NBCTB) is a monthly payment for low-income families with children under 18 years old. The benefit amount depends on the family's annual income and the number of children. Families earning $20,000 or less per year receive $250 per dependent child. For families earning more than $20,000 per year, the benefit amount is calculated as follows:

• For one-child families: $250 less 2.5% of family net income in excess of $20,000
• For families with more than one child: $250 less 5% of family net income in excess of $20,000

To apply for the NBCTB, you must first register your child for the federal Canada Child Benefit (CCB). Once your child is registered for the CCB, you will automatically be eligible for NBCTB payments. You can apply for the CCB in one of three ways:

• When registering the birth of your newborn with your province or territory
• Online through the CRA My Account
• By mail: complete and submit Form RC66, Canada Child Benefits Application

When applying for the CCB, you may also need to fill out and attach Form RC66SCH, Status in Canada and Income Information, if any of the following situations apply:

• You or your spouse/common-law partner became a resident of Canada in the last two years
• You or your spouse/common-law partner became a Canadian citizen in the last 12 months
• You or your spouse/common-law partner are a permanent resident, protected person, or temporary resident (as defined in the Immigration and Refugee Protection Act)
• You or your spouse/common-law partner are not a Canadian citizen and are registered or entitled to be registered under the Indian Act

Additionally, it is recommended that you include proof of birth for your child with your application to minimize processing delays.

Frequently asked questions